Cost & Insurance

Cost &

   Insurance   

what you need to know about cost for care at mala

Whether or not this is your first time with us or therapy, we’re here to guide you through the process. Cost for care at Mala is based on the services provided and the training level of your clinician. If you’d like to learn more about our staff, their training levels, and which insurance they take, click here.

(Expand a section below to learn more about our fees & in-network insurances; updated July, 2026)

Insurance

  • Psychotherapy – Mala is an in-network provider with Blue Cross Blue Shield (BCBS), Blue Care Network (BCN), Priority Health & Aetna.

  • Medication Management –Mala is an in-network provider with Blue Cross Blue Shield (BCBS), Blue Care Network (BCN), Priority Health & Aetna.

  • Occupational Therapy & Speech Therapy – We are in-network with Blue Cross Blue Shield (BCBS), Blue Care Network (BCN) (only for clients with an Autism diagnosis) and Aetna.

  • Psychological Evaluations – We are in-network with Blue Cross Blue Shield (BCBS), Priority Health, & Aetna.

If you use a different insurance provider, we will provide you with a statement of services for reimbursement. It’s important to understand your insurance coverage before we start the intake process. Contacting your insurance provider to learn what your benefits cover is the best way to begin.

Care Credit

CareCredit is a healthcare credit card designed to help individuals finance medical expenses that aren't covered by insurance or other means. It's often used for procedures like dental work, vision correction, cosmetic surgery, and veterinary care for pets. CareCredit offers special financing options, including interest-free periods, for qualifying expenses, allowing patients to spread out payments over time. It's accepted by a network of healthcare providers, including doctors, dentists, veterinarians, and some retail locations.

Offering to accept CareCredit will make expensive treatments such as Psychological Evaluations more accessible to our clients.

Working with a Clinician-in-Training

You have the option to work with a clinician-in-training at Mala for a lower price. This means that you will work with a clinician who is currently in graduate school to be a therapist and completing their clinical hours. 

All our clinicians-in-training are incredible people whose heart aligns with our mission at Mala and are overseen by highly trained supervisors. This is a great opportunity if you would like a more accessible therapy option while still getting quality care.

Out-of-pocket fee: $50 per session

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Good Faith Estimates

For self-pay clients

Under Michigan law, you have a right to receive a “Good Faith Estimate” (GFE) that explains how much your care at Mala will cost if you choose to pay out-of-pocket. This is to make sure we’re all on the same page and there are no surprises down the road. Reach out for a GFE before scheduling services with us or we’ll provide one to you at least 1 day before your service is scheduled.

Get the care you need.

Review next steps and complete a New Client Intake form by tapping the button below.  If you have any questions, please ask. You can reach us by phone at (248) 206-0486 or by sending us an email. 

Questions & Answers